Retirement is no longer just about settling into a quiet suburban home; for many, it’s about chasing a lifelong dream of living in an exotic paradise. And few places embody that dream quite like Bali. With its breathtaking landscapes, deep-rooted spiritual culture, and a lifestyle that balances relaxation and adventure, it’s no wonder retirees from all over the world are choosing Bali as their final home. But before you pack your bags and envision lazy afternoons by the beach or tranquil mornings in a rice field villa, there’s one crucial step you must navigate: securing a retirement visa. Unlike the spontaneity of a two-week vacation, retiring in Bali requires legal residency, careful financial planning, and an understanding of local regulations.
The good news? The Indonesian government has made it possible for foreign retirees to live on the island long-term through a dedicated retirement visa program. However, while the process may seem straightforward, many expats find themselves caught in bureaucratic hurdles and unexpected legal challenges. So, what does it really take to secure a Bali retirement visa? In this guide, we’ll break down the process step by step, ensuring that your transition to paradise is as smooth as the island’s famous sunsets.
Dreaming of Retiring in Bali? Here’s How to Get Your Retirement Visa
Bali has long been a dream destination for retirees looking to spend their golden years in a tropical paradise. With its stunning landscapes, vibrant culture, affordable cost of living, and warm hospitality, it’s no surprise that many people from around the world consider retiring on this Indonesian island. However, making Bali your permanent home requires careful planning, especially when it comes to securing the right visa. If you’re serious about retiring in Bali, you’ll need to understand the legal requirements, visa application process, and what to expect when living on the island long-term. In this guide, we’ll walk you through everything you need to know about obtaining a retirement visa for Bali, ensuring a smooth transition into your dream life in paradise.
1. Understanding the Bali Retirement Visa
The Retirement Visa (KITAS Lansia) is a temporary stay permit specifically designed for retirees who wish to live in Indonesia long-term. This visa allows foreigners aged 55 and above to stay in Bali for an initial period of one year, with the possibility of annual renewals. Unlike tourist visas or business visas, a retirement visa provides a more stable residency status, allowing you to enjoy Bali’s beauty without the hassle of frequent visa runs.
Key Benefits of a Retirement Visa
- Multiple Entries: You can leave and re-enter Indonesia freely.
- Long-Term Stay: Valid for one year and renewable annually.
- Legal Residency: Ability to open a bank account, rent property long-term, and obtain local services.
- Ease of Living: More stability compared to tourist or social visas.
- Domestic Helper Eligibility: You can hire domestic staff like a housekeeper or driver.
2. Eligibility Requirements for a Bali Retirement Visa
To qualify for a retirement visa in Bali, you must meet the following requirements:
- Age Requirement: You must be at least 55 years old.
- Financial Proof: A stable income of at least USD 1,500 per month (or USD 18,000 per year) from a pension or other passive income sources.
- Health Insurance: You must have valid health and life insurance coverage.
- Accommodation Proof: A lease agreement for a rental property in Indonesia with a minimum one-year contract.
- No Employment: You cannot work in Indonesia while on a retirement visa.
- Sponsorship: A licensed Indonesian visa agent must sponsor your application.
Also read: Real Estate Market Trends in Bali You Need to Know in 2025
3. Step-by-Step Guide to Applying for a Bali Retirement Visa
The process of applying for a retirement visa in Bali can take 4 to 6 weeks, and working with a reliable visa agent is highly recommended to avoid delays or errors.
Step 1: Find a Licensed Visa Agent
Indonesian law requires retirement visa applicants to be sponsored by a licensed visa agent. These agents handle paperwork and liaise with immigration authorities on your behalf. Some reputable agencies in Bali include:
- Bali Visas
- Visa4Bali
- Emerhub
- LetsMoveIndonesia
Step 2: Gather the Required Documents
Prepare the following documents for your application:
- Copy of passport (valid for at least 18 months with 6 blank pages)
- Recent passport-sized photos (red background, 4×6 cm)
- Proof of income (bank statements or pension documents)
- Health and life insurance policy
- Lease agreement (rental contract for at least 1 year)
- Personal statement declaring intent to retire in Indonesia
- Agent sponsorship letter
Step 3: Submit Application to Immigration
Your visa agent will submit your application to the Indonesian Directorate General of Immigration. The process usually takes 4-6 weeks, and once approved, you will receive an e-Visa (Visa Telex) via email.
Step 4: Enter Indonesia with Your Visa
Once you receive your e-Visa, travel to Indonesia and present it upon arrival. You will then receive a Retirement KITAS (Temporary Stay Permit) from the local immigration office.
Step 5: Complete Biometric Data & Residency Registration
After arriving in Bali, you must visit the local Kantor Imigrasi (Immigration Office) for biometric data collection (fingerprints, photo, and interview). This must be completed within 30 days of arrival.
4. Costs Involved in Obtaining a Bali Retirement Visa
The costs of obtaining a retirement visa vary depending on your visa agent and additional services required. Here’s a general breakdown:
- Visa Agent Fee: USD 1,000 – USD 1,500 (includes sponsorship, paperwork, and processing fees)
- Renewal Fees: USD 600 – USD 1,000 per year
- Multiple Entry Permit: USD 150 – USD 250 (if needed)
- Health Insurance: USD 500 – USD 2,000 per year (varies based on coverage)
- Rental Costs: USD 5,000 – USD 15,000 per year (depends on location and property type)
5. Renewing Your Retirement Visa
The retirement visa is valid for one year and can be renewed annually up to five times before you need to apply for a Permanent Stay Permit (KITAP). Renewal requirements are similar to the initial application process but require fewer documents.
Renewal Process
- Start the renewal process at least 1 month before expiration.
- Work with a visa agent to submit the required documents.
- Pay renewal fees and wait for processing (usually 2-4 weeks).
- Update your biometric data if required.
6. Alternatives to the Retirement Visa
If the retirement visa does not suit your needs, consider these alternatives:
Social Visa (B211A)
- Allows stays of up to 6 months.
- Requires periodic renewals and visa runs.
Investor KITAS
- Requires investment in an Indonesian business.
- Allows long-term residency with work privileges.
Spouse KITAS
- Available if married to an Indonesian citizen.
- Provides long-term residency without work rights.
Also read: 12 Best Bali Villa Designs That Redefine Tropical Living
7. Living in Bali as a Retiree
Bali offers retirees a relaxed, affordable, and culturally rich lifestyle. Some of the best areas for retirees include:
- Sanur – Quiet, beachfront community with a large expat population.
- Ubud – Cultural and wellness hub with scenic rice fields.
- Canggu – Trendy area with beach clubs, cafes, and co-working spaces.
- Nusa Dua – Upscale area with luxury resorts and golf courses.
Healthcare for Retirees in Bali
Bali has a mix of public and private hospitals. For quality healthcare, retirees often use:
- BIMC Hospital (Kuta, Nusa Dua) – International standard hospital.
- Siloam Hospital (Denpasar) – Modern healthcare facilities.
- Kasih Ibu Hospital – Good for general and specialist care.
Conclusion
Retiring in Bali can be a dream come true, but obtaining the right visa is a crucial step in making that dream a reality. The Retirement Visa (KITAS Lansia) provides a legal and hassle-free way to enjoy Bali’s stunning landscapes, vibrant culture, and relaxed lifestyle. By working with a licensed visa agent, preparing the necessary documents, and meeting the financial requirements, you can ensure a smooth transition to your new home in paradise. Whether you plan to relax by the beach, explore the island’s natural beauty, or immerse yourself in Balinese culture, having the right visa will help you enjoy your retirement in Bali stress-free.
